Imagine: it’s August, getting close to triple digits, and your air conditioning unit stops. It just dies. Gone. No more AC system, no more cool air to help you stay comfortable. It’s gone.
So you call an HVAC company to come perform an inspection and they confirm what you already knew – you have to buy a new system. And then they explain something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, based on the type of air conditioner(s) you desire, the kind of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and devouring popsicles? Or spend all your savings (and maybe sell an organ) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has less than $5,000 they can get ahold of, it makes perfect sense. So when life happens and things fail, and unexpected expenses such as an air conditioner repair or replacement is needed, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their heating or air conditioning systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the total value as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also receiving an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you determine which HVAC system is right for your home AND which financing option works best for your life. We can’t wait to hear from you!