Imagine: it’s August, getting close to triple digits, and your air conditioner stops. It just dies. Gone. No more air conditioning, no more cool air to help you stay comfortable. No more anything.
So you call an air conditioning company to come perform an inspection and they validate what you already knew – you have to buy a new system. And then they explain something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, depending on the type of system(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and devouring popsicles? Or spend all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the average consumer in the United States has no more than $5,000 they can get ahold of, it makes perfect sense. So when life happens and things fail, and unexpected expenses such as an HVAC system repair or replacement is required, it is vital that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their heating or air conditioning systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is completely paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the total value as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also receiving an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to get started!